Global Personal Loans Market Overview:
Global Personal Loans Market Is Expected to Grow at A Significant Growth Rate, And the Forecast Period Is 2025-2032, Considering the Base Year As 2024.
Global Personal Loans Market Report 2025 comes with the extensive industry analysis by Introspective Market Research with development components, patterns, flows and sizes. The report also calculates present and past market values to forecast potential market management through the forecast period between 2025-2032.This research study of Personal Loans involved the extensive usage of both primary and secondary data sources. This includes the study of various parameters affecting the industry, including the government policy, market environment, competitive landscape, historical data, present trends in the market, technological innovation, upcoming technologies and the technical progress in related industry.
Scope of the Personal Loans Market:
The Personal Loans Market Research report incorporates value chain analysis for each of the product type. Value chain analysis offers in-depth information about value addition at each stage.The study includes drivers and restraints for Personal Loans Market along with their impact on demand during the forecast period. The study also provides key market indicators affecting thegrowth of the market. Research report includes major key player analysis with shares of each player inside market, growth rate and market attractiveness in different endusers/regions. Our study Personal Loans Market helps user to make precise decision in order to expand their market presence and increase market share.
By Type, Personal Loans market has been segmented into:
P2p Marketplace Lending and Balance Sheet Lending
By Application, Personal Loans market has been segmented into:
Less Than 30
30-50
and More Than 50
Regional Analysis:
North America (U.S., Canada, Mexico)
Europe (Germany, U.K., France, Italy, Russia, Spain, Rest of Europe)
Asia-Pacific (China, India, Japan, Singapore, Australia, New Zealand, Rest of APAC)
South America (Brazil, Argentina, Rest of SA)
Middle East & Africa (Turkey, Saudi Arabia, Iran, UAE, Africa, Rest of MEA)
Competitive Landscape:
Competitive analysis is the study of strength and weakness, market investment, market share, market sales volume, market trends of major players in the market.The Personal Loans market study focused on including all the primary level, secondary level and tertiary level competitors in the report. The data generated by conducting the primary and secondary research.The report covers detail analysis of driver, constraints and scope for new players entering the Personal Loans market.
Top Key Players Covered in Personal Loans market are:
Social Finance Inc.
American Express
DBS Bank Ltd
Avant
LLC
Barclays Plc
Prosper Funding LLC
Wells Fargo
Truist Financial Corporation
Lendingclub Bank
Goldman Sachs
Chapter 1: Introduction
1.1 Scope and Coverage
Chapter 2:Executive Summary
Chapter 3: Market Landscape
3.1 Industry Dynamics and Opportunity Analysis
3.1.1 Growth Drivers
3.1.2 Limiting Factors
3.1.3 Growth Opportunities
3.1.4 Challenges and Risks
3.2 Market Trend Analysis
3.3 Strategic Pestle Overview
3.4 Porter's Five Forces Analysis
3.5 Industry Value Chain Mapping
3.6 Regulatory Framework
3.7 Princing Trend Analysis
3.8 Patent Analysis
3.9 Technology Evolution
3.10 Investment Pockets
3.11 Import-Export Analysis
Chapter 4: Personal Loans Market Type
4.1 Personal Loans Market Snapshot and Growth Engine
4.2 Personal Loans Market Overview
4.3 P2p Marketplace Lending and Balance Sheet Lending
4.3.1 Introduction and Market Overview
4.3.2 Historic and Forecasted Market Size in Value USD and Volume Units (2017-2032F)
4.3.3 P2p Marketplace Lending and Balance Sheet Lending: Geographic Segmentation Analysis
Chapter 5: Personal Loans Market Application
5.1 Personal Loans Market Snapshot and Growth Engine
5.2 Personal Loans Market Overview
5.3 Less Than 30
5.3.1 Introduction and Market Overview
5.3.2 Historic and Forecasted Market Size in Value USD and Volume Units (2017-2032F)
5.3.3 Less Than 30: Geographic Segmentation Analysis
5.4 30-50
5.4.1 Introduction and Market Overview
5.4.2 Historic and Forecasted Market Size in Value USD and Volume Units (2017-2032F)
5.4.3 30-50: Geographic Segmentation Analysis
5.5 and More Than 50
5.5.1 Introduction and Market Overview
5.5.2 Historic and Forecasted Market Size in Value USD and Volume Units (2017-2032F)
5.5.3 and More Than 50: Geographic Segmentation Analysis
Chapter 6: Company Profiles and Competitive Analysis
6.1 Competitive Landscape
6.1.1 Competitive Benchmarking
6.1.2 Personal Loans Market Share by Manufacturer (2025)
6.1.3 Concentration Ratio(CR5)
6.1.4 Heat Map Analysis
6.1.5 Mergers and Acquisitions
6.2 SOCIAL FINANCE
6.2.1 Company Overview
6.2.2 Key Executives
6.2.3 Company Snapshot
6.2.4 Operating Business Segments
6.2.5 Product Portfolio
6.2.6 Business Performance
6.2.7 Key Strategic Moves and Recent Developments
6.3 INC.
6.4 AMERICAN EXPRESS
6.5 DBS BANK LTD
6.6 AVANT
6.7 LLC
6.8 BARCLAYS PLC
6.9 PROSPER FUNDING LLC
6.10 WELLS FARGO
6.11 TRUIST FINANCIAL CORPORATION
6.12 LENDINGCLUB BANK
6.13 GOLDMAN SACHS
Chapter 7: Global Personal Loans Market By Region
7.1 Overview
7.2. North America Personal Loans Market
7.2.1 Historic and Forecasted Market Size by Segments
7.2.2 Historic and Forecasted Market Size By Type
7.2.2.1 P2p Marketplace Lending and Balance Sheet Lending
7.2.3 Historic and Forecasted Market Size By Application
7.2.3.1 Less Than 30
7.2.3.2 30-50
7.2.3.3 and More Than 50
7.2.4 Historic and Forecast Market Size by Country
7.2.4.1 US
7.2.4.2 Canada
7.2.4.3 Mexico
7.3. Eastern Europe Personal Loans Market
7.3.1 Historic and Forecasted Market Size by Segments
7.3.2 Historic and Forecasted Market Size By Type
7.3.2.1 P2p Marketplace Lending and Balance Sheet Lending
7.3.3 Historic and Forecasted Market Size By Application
7.3.3.1 Less Than 30
7.3.3.2 30-50
7.3.3.3 and More Than 50
7.3.4 Historic and Forecast Market Size by Country
7.3.4.1 Russia
7.3.4.2 Bulgaria
7.3.4.3 The Czech Republic
7.3.4.4 Hungary
7.3.4.5 Poland
7.3.4.6 Romania
7.3.4.7 Rest of Eastern Europe
7.4. Western Europe Personal Loans Market
7.4.1 Historic and Forecasted Market Size by Segments
7.4.2 Historic and Forecasted Market Size By Type
7.4.2.1 P2p Marketplace Lending and Balance Sheet Lending
7.4.3 Historic and Forecasted Market Size By Application
7.4.3.1 Less Than 30
7.4.3.2 30-50
7.4.3.3 and More Than 50
7.4.4 Historic and Forecast Market Size by Country
7.4.4.1 Germany
7.4.4.2 UK
7.4.4.3 France
7.4.4.4 The Netherlands
7.4.4.5 Italy
7.4.4.6 Spain
7.4.4.7 Rest of Western Europe
7.5. Asia Pacific Personal Loans Market
7.5.1 Historic and Forecasted Market Size by Segments
7.5.2 Historic and Forecasted Market Size By Type
7.5.2.1 P2p Marketplace Lending and Balance Sheet Lending
7.5.3 Historic and Forecasted Market Size By Application
7.5.3.1 Less Than 30
7.5.3.2 30-50
7.5.3.3 and More Than 50
7.5.4 Historic and Forecast Market Size by Country
7.5.4.1 China
7.5.4.2 India
7.5.4.3 Japan
7.5.4.4 South Korea
7.5.4.5 Malaysia
7.5.4.6 Thailand
7.5.4.7 Vietnam
7.5.4.8 The Philippines
7.5.4.9 Australia
7.5.4.10 New Zealand
7.5.4.11 Rest of APAC
7.6. Middle East & Africa Personal Loans Market
7.6.1 Historic and Forecasted Market Size by Segments
7.6.2 Historic and Forecasted Market Size By Type
7.6.2.1 P2p Marketplace Lending and Balance Sheet Lending
7.6.3 Historic and Forecasted Market Size By Application
7.6.3.1 Less Than 30
7.6.3.2 30-50
7.6.3.3 and More Than 50
7.6.4 Historic and Forecast Market Size by Country
7.6.4.1 Turkiye
7.6.4.2 Bahrain
7.6.4.3 Kuwait
7.6.4.4 Saudi Arabia
7.6.4.5 Qatar
7.6.4.6 UAE
7.6.4.7 Israel
7.6.4.8 South Africa
7.7. South America Personal Loans Market
7.7.1 Historic and Forecasted Market Size by Segments
7.7.2 Historic and Forecasted Market Size By Type
7.7.2.1 P2p Marketplace Lending and Balance Sheet Lending
7.7.3 Historic and Forecasted Market Size By Application
7.7.3.1 Less Than 30
7.7.3.2 30-50
7.7.3.3 and More Than 50
7.7.4 Historic and Forecast Market Size by Country
7.7.4.1 Brazil
7.7.4.2 Argentina
7.7.4.3 Rest of SA
Chapter 8 Analyst Viewpoint and Conclusion
8.1 Recommendations and Concluding Analysis
8.2 Potential Market Strategies
Chapter 9 Research Methodology
9.1 Research Process
9.2 Primary Research
9.3 Secondary Research
Personal Loans Scope:
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Report Data
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Personal Loans Market
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Personal Loans Market Size in 2025
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USD XX million
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Personal Loans CAGR 2025 - 2032
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XX%
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Personal Loans Base Year
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2024
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Personal Loans Forecast Data
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2025 - 2032
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Segments Covered
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By Type, By Application, And by Regions
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Regional Scope
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North America, Europe, Asia Pacific, Latin America, and Middle East & Africa
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Key Companies Profiled
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Social Finance Inc., American Express, DBS Bank Ltd, Avant, LLC, Barclays Plc, Prosper Funding LLC, Wells Fargo, Truist Financial Corporation, Lendingclub Bank, Goldman Sachs.
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Key Segments
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By Type
P2p Marketplace Lending and Balance Sheet Lending
By Applications
Less Than 30
30-50
and More Than 50
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